open enrollment - MoneyUnder40.com

Flat illustration of a person comparing health plan cards with a shield and coins, in navy, teal and gold

ACA Open Enrollment Starts November 1: How to Pick a 2027 Health Plan Without Overpaying

October 26, 2026 by Asad Ali

If you buy your own health insurance, the next few weeks matter more than usual. Marketplace open enrollment for 2027 coverage opens on November 1, 2026, and this year brings a combination shoppers have not faced before: another year of double-digit premium increases, plus a subsidy rule change that could leave some higher earners with …

Editorial illustration of a wall calendar with a clock and gold checkmarks, surrounded by a piggy bank, document and gift box — year-end financial planning

Year-End Money Moves: 9 Things to Do Before December 31

October 16, 2026 by Asad Ali

December 31 isn’t just New Year’s Eve. It’s a financial deadline — and most of the year’s best money moves expire with it. Every January, millions of people realize they left free money on the table: an unmatched 401(k) contribution, an unspent FSA balance that vanished, a Roth IRA they meant to fund “sometime.” The …

Illustration of a young professional comparing two health insurance cards at a desk with a calendar, in navy, teal and gold

Open Enrollment: How to Choose Your Health Insurance and 401(k) Options This Year

October 12, 2026 by Asad Ali

Open enrollment decides your paycheck and your worst-case medical bill for a year. Compare plans on deductible not just premium, fund your HSA right, and never miss the 401(k) match.