The BNPL Trap: Why “4 Easy Payments” Is Costing You More Than You Think
Four easy payments of $37.50. No interest. No credit check. What could go wrong? A lot, it turns out. Buy now, pay later has gone from a checkout novelty to a $20-billion-a-holiday-season habit — and the data on what it is doing to our budgets just got ugly. LendingTree’s October 2026 tracker found that 47% …