The 60/30/10 Budget: A Realistic 50/30/20 Alternative for Expensive Cities
If you’ve ever tried the famous 50/30/20 budget in New York, San Francisco, Seattle, or any city where a decent one-bedroom costs more than a car payment, you’ve probably had the same moment: you get to the “needs” line and the math is already broken. Rent alone blows through 50% before you’ve bought a single …